The WP MicroPayments plugin from CreativeMinds is an all-in-one solution that introduces a digital wallet feature to WordPress websites, perfect for implementing point systems, virtual currencies, incentive-based programs etc. It is tailored to fit different environments where a points-based economy can improve how users interact with the site.

Features List:

• WordPress Wallet Oversight: Site administrators can manage user wallets, making necessary adjustments to virtual funds. This encompasses both manual edits and automated modifications through APIs or shortcodes.
• User Wallet Allocation: Each site member can possess multiple designated wallets.
• Wallet Transaction Handling: Administrators can alter wallet balances on an individual basis with detailed notes or en masse via CSV uploads.
• Non-Member Wallet Provisioning: Allocate wallets to non-registered guests of the site.
• Wallet Naming System: Designate identifiable names to user wallets for straightforward referencing, bypassing the use of intricate IDs.
• External Wallet API Integration: Manage externally-created wallets through the MicroPayments External API Add-on.
• Virtual-to-Real Currency Exchange: Convert virtual funds into real currency via PayPal or Stripe, adhering to an admin-set exchange rate and designated payout account.
• User-to-User Point Tipping: Enable members to transfer point tips directly into the wallets of other users.
• Comprehensive Administrative Control: Admins maintain full oversight of all wallet balances and transactions, with privileges to modify user points at any discretion.
• User Point Exchange: Simplify the process of point swapping among users with the inclusion of usernames and optional remarks.
• Point-Based Discounts: Convert virtual points into discount vouchers for EDD or WooCommerce, promoting active site participation.
• Adaptable Currency Formatting: Accommodate both integer and decimal currency figures.
• Virtual Currency Shopping Integration: Facilitate the purchase of goods using virtual points through EDD Cart, Dokan Cart, WooCommerce, and present MicroPayment as a payment method during checkout.
• Transaction-Enabled Forum Interaction: Participate in a transaction-capable, mobile-responsive Q&A forum.
• Paywalled Content Access: Implement content access restrictions, requiring payment for entry with various transaction options at hand.

This plugin flawlessly connects with renowned e-commerce systems: WooCommerce & Easy Digital Downloads, giving users the ability to exchange points for items, gift points to friends, or even purchase points using credit cards. Moreover, WordPress MicroPayments comes equipped with a full suite of APIs and a selection of shortcodes, which make managing and using the WordPress wallet system straightforward and user-friendly.